Welcome to LIQID

LIQID is Europe's leading digital wealth manager for affluent private clients.
For a fraction of the traditional minimum investment, we provide our clients with digital access to investment strategies and opportunities previously available only to high-net-worth and institutional investors. In addition to our award-winning wealth management, this includes professionally curated portfolios of top-quartile private equity, venture capital and real estate funds. In less than five years, our German clients have entrusted us with over €1.4 billion, investing alongside and on the same terms as some of the world’s most sophisticated investors. Soon, we will roll out to selected other European countries. Join the smart money.

The best private bank isn't even a bank

As independent wealth managers, we avoid conflicts of interests and are driven only by our clients’ success. As digital natives, we rely on cutting-edge technology to  minimise costs and allow clients to invest with a few clicks and state-of-the-art reporting.

With LIQID, digital doesn’t mean giving up on human expertise. Our investment team has decades of experience and an outstanding track record. And if there is anything our clients would like to discuss, they can just pick up the phone or start a chat with one of our investment consultants.

Your digital family office

Our offer is inspired by the world’s leading family offices. It ranges from innovative cash management to carefully tailored wealth management and diversified access to top-quartile alternative asset funds. In creating our investment solutions, we work with leading experts such as Germany’s best-known family office, HQ Trust, and its sister, HQ Capital, a global pioneer in alternative investments. Our partners manage more than €19 billion for some of Europe’s wealthiest individuals and most demanding institutional clients. With LIQID, their expertise becomes – for the first time – available to affluent private clients.


Evidence of our top ratings can be found here: Capital (issue 07/2021) und Capital (issue 08/2021)

First-class results

Independent experts agree that LIQID is a great choice for our clients' wealth. Germany’s leading business monthly CAPITAL has named us best digital wealth manager in 2018, 2019 and 2020 as well as best overall wealth manager in 2019, 2020 and 2021.

Manager Magazin

„Behind LIQID is one of the most prestigious investment teams in Germany“


„Lonely at the top:
LIQID convinces with transparency and good returns“

Private Banking Magazin

"LIQID delivers on its client promise"

Süddeutsche Zeitung

"From €100,000 LIQID opens the door to the world of Germany's wealthiest investors"

Die Welt

"LIQID's approach shows that digital and individual human advice don't have to be mutually exclusive"


"LIQID relies on the investment expertise of the Harald Quandt family office"